Terms of Service

1. Acceptance of Terms

By creating an account, purchasing a course, or accessing our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our services.

2. Eligibility

You must be at least 18 years old to use our services. By using our platform, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.

3. Account Registration

3.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

3.2 Accurate Information

You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate and current.

4. Course Access and License

4.1 Limited License

Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to access and view the course content for your personal, non-commercial use only.

4.2 Restrictions

You may not: download, copy, reproduce, distribute, transmit, broadcast, display, sell, license, or otherwise exploit course content; share your account credentials with others; use the content for any commercial purpose; remove any copyright or proprietary notices; or attempt to circumvent any security or access control mechanisms.

5. Intellectual Property Rights

All course content, including but not limited to videos, text, graphics, logos, audio clips, and software, is the property of Harvey Trading Academy or its licensors and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of our content may violate copyright, trademark, and other laws.

6. Payment and Pricing

6.1 Pricing

All prices are displayed in the currency specified on our platform. We reserve the right to change prices at any time, but price changes will not affect purchases already made.

6.2 Payment Processing

Payments are processed through secure third-party payment processors. By making a purchase, you agree to provide valid payment information and authorize us to charge the applicable fees.

7. Refund Policy

We offer a 7-day money-back guarantee from the date of purchase if you have watched less than 10% of the course content. To request a refund, you must submit a refund request within 30 days of purchase through your account dashboard. Refunds will be processed to the original payment method, minus any transaction fees charged by payment processors. Once you have watched more than 10% of the course or 30 days have passed, all sales are final.

8. Prohibited Conduct

You agree not to: violate any applicable laws or regulations; infringe upon the rights of others; upload or transmit viruses or malicious code; attempt to gain unauthorized access to our systems; engage in any activity that disrupts or interferes with our services; use automated systems (bots, scrapers) to access our platform; impersonate any person or entity; or harass, threaten, or harm other users.

9. Content Accuracy and Disclaimer

Course content is provided for educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, or reliability of any content. Trading and investing involve risk, and you should not rely solely on our courses for making financial decisions. We are not financial advisors, and our content does not constitute financial advice.

10. Limitation of Liability

To the maximum extent permitted by law, Harvey Trading Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from: your use or inability to use our services; unauthorized access to your account; any content obtained from our platform; or trading losses incurred based on course content. Our total liability shall not exceed the amount you paid for the course.

11. Indemnification

You agree to indemnify, defend, and hold harmless Harvey Trading Academy, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another party.

12. Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for conduct that we believe: violates these Terms of Service; is harmful to other users, third parties, or our business interests; or violates applicable laws. Upon termination, your right to access course content will immediately cease.

13. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of significant changes via email or platform notification. Your continued use of our services after changes take effect constitutes acceptance of the modified terms.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Harvey Trading Academy is registered, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration, except where prohibited by law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Harvey Trading Academy regarding your use of our services and supersede all prior agreements and understandings.

17. Contact Information

For questions or concerns about these Terms of Service, please contact us at: Email: support@harveytrading.com